I am in-network with the following insurance plans through Headway: 

• BlueCross BlueShield of South Carolina (BCBS)

• Cigna

• Aetna

 If you have one of these plans, your therapy sessions may be covered at your in-network mental health benefit rate. This typically means you pay your copay or coinsurance after your deductible is met - which varies by plan.

Not sure what your insurance covers?

Here's how to find out before your first session:

• Call the member services number on the back of your insurance card

• Ask: 'What are my outpatient mental health benefits?' and 'Is Calm Waters Counseling SC in-network?'

• Ask about your deductible, copay, and whether there's a session limit per year

 You can also reach out to me directly - I'm happy to help you figure out your coverage before we get started.

I work with several EAP programs that offer short-term counseling sessions at no cost to you through your employer. I currently accept:

• Spring Health

• Our Ritual

Not sure if you have an EAP? Check with your HR department or employee benefits portal. Many people have EAP benefits they've never used - and they cover therapy at zero cost to you for a set number of sessions.

If you prefer not to use insurance, are between plans, or your insurance is not listed above, private pay options are available.

•  Individual session (50 minutes): $120 per session

• Couples session (50 minutes): $180 per session

• Free 15-minute phone consultation: Always complimentary

I offer a limited number of reduced-fee slots for clients who qualify.

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of the expected cost of your care before beginning services. If you are uninsured or paying out of pocket, I will provide this estimate in writing before your first session. If you'd like to know more, just ask.

Payment is processed securely through SimplePractice at the time of each session. I accept all major credit and debit cards, FSA, and HSA cards.

I ask for at least 24 hours' notice to cancel or reschedule a session. Late cancellations and no-shows are subject to a the full session fee, as that time cannot be offered to another client. I understand that life happens - if something comes up, please reach out as soon as possible.